What Banks Don’t Tell You About DSCR Loans and Hidden Pitfalls Ep 338

What banks aren’t telling you about DSCR loans... but I will. Everyone says DSCR loans are the key to scaling your rental portfolio without wrecking your credit. But if you follow the wrong lender’s rules, you’ll end up overleveraged, stuck in a deal, and locked in just like a traditional loan. In this episode, Ryan breaks down the DSCR loan pitfalls no one else is talking about: W‑2 and DTI myths: it’s not just about income documentation Cash-flow traps with Airbnb & short-term rentals Appraisal bias and underwriting changes mid-deal Cross-default risks with portfolio loans Hidden prepayment penalties, fees, and liquidity issues Shifting document requirements and lender frustration Plus, he shares spiritual clarity on scaling with integrity, not ego. 🔥 If you're tired of being chained by “freedom loans,” this episode is for you.