Chasing Financial Freedom
If you're an entrepreneur, small business owner, or side hustler looking for new ways to make money, scale your business, or turn your side hustle into a business, we've got something for you. We'll be interviewing successful entrepreneurs who have turned their dreams into reality. We'll learn how they did it and what they wish they'd known before they started their businesses. Your host, Ryan DeMent, has unique insights built by 25 years of experience in the financial industry and several failed businesses. So if you're looking for new ways to make money, scale your business, or turn your side hustle into a business… then this podcast is for you!
Show episodes
You’ve been lied to about DSCR loans, and it’s costing investors time, money, and opportunities. In this episode, I’m breaking down the five biggest DSCR myths that are keeping people stuck, broke, and frustrated. We’ll cover: Why a 1.0 DSCR ratio is a trap (and the real sweet spot you should aim for) The truth about p
Should you buy a home first or start with your first rental? In this episode, Ryan pulls back the curtain on why buying a house first could be your biggest mistake. Learn how DSCR loans work, what ratios matter, and why numbers, not opinions, should drive your decision. 🎙️ Listen in if you want practical strategies, r
Most investors turn to their local bank or credit union for a DSCR loan, only to get blindsided. Suddenly, they’re asked for tax returns, W2s, pay stubs, and bank statements — and worse, that “DSCR loan” ends up on their personal credit report. In this episode, I break down the truth about DSCR loans: ✅ Why banks and c
Most people assume buying your first home is easier than buying your first rental, but that’s not true. In this episode, I break down why real estate investors have an easier path with DSCR loans, why the numbers matter more than personal income, and how to avoid the biggest mistakes that lead to negative cash flow. Wh
Hitting the wall with your lender because your debt-to-income ratio is too high? You’re not alone. Most investors max out between 4–10 properties when they rely solely on conventional loans. In this episode, I reveal how DSCR refinancing can pull those loans off your personal credit, free up your DTI, and give you room
Want to own 10+ properties without wrecking your credit or drowning in paperwork? In this episode, I break down how to use DSCR loans creatively, including portfolio and blanket loan options, to scale your rental portfolio faster. We’ll cover: The real difference between portfolio vs. blanket DSCR loans How to cross-co
