245: Proof of Personhood in the AI Age: Humanity Protocol’s Mission with Terence Kwok

How do you prove someone is human in the AI era? In this episode, Sam Kamani speaks with Terence Kwok, the founder of Humanity Protocol — a decentralized identity blockchain now valued at over $1B. Terence shares how Humanity Protocol uses palm biometrics, ZK proofs, and partnerships with validators to establish proof of personhood, enable on-chain reputation, and prevent identity fraud. We explore use cases ranging from education credentials and credit scoring to gaming identities and undercollateralized lending — plus how AI is blurring the lines between human and machine online. Terence also shares the story of how he went from building a travel tech unicorn to launching a global identity protocol out of Hong Kong. If you're building in identity, AI, or Web3, this is one not to miss. Key Timestamps [00:00:00] Intro: Sam introduces Terence Kwok and Humanity Protocol's billion-dollar vision. [00:02:00] Background: Terence shares how he pivoted from travel tech to Web3 identity. [00:04:00] What is Humanity Protocol?: A blockchain for proof of personhood and credentials. [00:07:00] Why Now?: The urgency of verifiable human identity in an AI-powered world. [00:09:00] Privacy & Sovereignty: How Humanity Protocol keeps biometric data safe. [00:13:00] Who Issues Credentials?: The role of validators and verifiers in the network. [00:16:00] Business Model: How staking, revenue-sharing, and token incentives work. [00:18:00] Beyond Network Effects: Use cases that work even with a small user base. [00:23:00] zkTLS Innovation: Zero-knowledge proofs for Web2 credentials. [00:26:00] On-Chain Credit: Proof of income and net worth for lending protocols. [00:28:00] Human Signals: Uber ratings, Airbnb history, and anti-bot credentials. [00:31:00] TPS vs Humanity: Why identity matters more than just scaling blockchains. [00:34:00] The Path Forward: Permissioned transactions and smarter chains. [00:36:00] Roadmap: App, mainnet, zkTLS, and biometric scanner rollouts. [00:37:00] Final Ask: Bringing on more dApps, developers, and potential investors. Connect https://www.humanity.org/ https://www.linkedin.com/company/humanityprot/ https://x.com/Humanityprot/ https://t.me/HumanityProt https://x.com/tk_humanity Disclaimer Nothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/