WIIRE 179: How to Use Wrap Mortgages and Rent-To-Own in Creative Finance Deals

Hey friends! We are welcoming back our friends Jenn & Joe Delle Fave this week to dive into the world of creative financing with a focus on wrap mortgages—a strategy gaining traction in today’s high-interest market. We're breaking down how wrap mortgages work, their historical roots, and why they’re making a comeback. We walk through a real-life deal to show how this strategy plays out in practice, highlighting the critical role of seller motivation and flexible deal structuring, and share tips on finding and vetting tenant buyers, marketing properties as rent-to-own, and using non-refundable option deposits to secure committed buyers. From single-family homes to high-end properties, this episode reveals how creative financing can open up new, profitable paths for investors—especially when paired with patience, strong negotiation, and a solid network. Check out Jenn & Joe's previous episodes:Episode 35Episode 36Episode 37Episode 38 If you’re ready to think outside the traditional lending box, this episode is a must-listen!     Resources:Simplify how you manage your rentals with TurboTenantGrab your spot in The WIIRE CommunityConnect with BrieAnne on InstagramLeave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram