The Most Important Part Of Your Investing Strategy with Luke Hurley [CPD Available]

Get your free verifiable CPD for this episode here >>>  https://www.dentistswhoinvest.com/videos/the-most-important-part-of-your-investing-strategy-with-luke-hurley ——————————————————————— Ever feel like you"re on a financial treadmill, working harder and accumulating more without a clear destination in mind? You"re not alone. While most investors obsess over stock picks and portfolio diversity, they"re missing the crucial first step that truly determines financial success. Financial advisor Luke Hurley joins us to reveal why defining your vision should come before any investment decisions. He shares three powerful principles that form the foundation of effective financial planning: time as our most precious resource, happiness as our ultimate goal, and money as merely a tool to enable our best life. The conversation explores how to discover your financial "why" by asking deeper questions about what truly matters to you. Luke guides us through setting meaningful milestone goals and calculating your personal "number" for financial independence—that sweet spot where you work because you choose to, not because you have to. The statistics are eye-opening: 77% of UK adults don"t know how much they need for retirement, while only 20% feel confident they"re saving enough. For dentists and high-earning professionals, the insights are particularly valuable—you might already have enough to retire but haven"t realized it because you"ve never defined what "enough" means to you. We examine the limitations of conventional retirement calculations like the 4% rule and challenge common assumptions about pension strategies. Luke explains why proper planning might mean preserving pension assets for inheritance rather than early withdrawal—a counterintuitive approach that could significantly benefit your financial legacy. Ready to align your money with your true values? Listen now to discover your financial vision—and don"t forget, UK dentists can earn free verifiable CPD by completing the questionnaire in the episode description. Transform your relationship with money by first understanding what it"s really for. ——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Send us a text