How to Raise Capital for Your Small Business Without Going Broke

Raising capital can make or break your small business—but are you doing it the right way? In this episode, NaRon Tillman sits down with business expert Marc Pickren to break down everything small business owners need to know about raising capital, managing debt strategically, and leveraging AI to stay competitive. Marc shares hard truths about the PPP loan era, reveals which types of business loans actually make sense, and explains why your business plan is your most powerful funding tool. Whether you're bootstrapping a startup or scaling an established business, this conversation delivers actionable insights on navigating today's capital markets, understanding good debt vs bad debt, and using AI as a cooperative tool—not a replacement—for business success. 🎯 What You'll Learn: ✅ How to raise capital for your small business without destroying your finances ✅ The difference between good debt and bad debt (and when to use each) ✅ Why PPP loans were mismanaged and what we learned from it ✅ Valid reasons to take out small business loans vs when to avoid them ✅ Different types of capital: equity, debt, grants, and alternative funding ✅ How AI is transforming the workforce and lending markets ✅ Practical ways to integrate AI tools into your business operations ✅ Why a solid business plan is non-negotiable for funding success ⏱️ TIMESTAMPS: 00:00 Introduction to Business Capital 00:28 Understanding Debt and Raising Capital 01:09 The Role of AI in Business 01:50 Misuse of PPP Loans 04:14 Defining Small Businesses 06:03 Navigating Post-COVID Capital Markets 08:16 Valid Reasons for Small Business Loans 09:05 Exploring Different Types of Capital 14:18 The Impact of Free Money Era 25:00 AI's Role in the Modern Workforce 35:14 Encouragement and Final Thoughts 💼 About Marc Pickren: Marc Pickren is a business expert specializing in small business capital strategies, debt management, and innovation-driven growth. He helps entrepreneurs navigate complex funding landscapes and build sustainable, profitable businesses. Website  Linkedin X Facebook Become a supporter of this podcast: https://www.spreaker.com/podcast/walk-in-victory--4078479/support. 🎧 Thanks for listening to Walk In Victory with NaRon Tillman! Don’t forget to subscribe, rate, and share this episode with someone who needs encouragement today. ✨ Sponsored by Cozy Earth – Elevate your rest with luxury bedding. Use code VICTORY1 for 40% off at cozyearth.com. 🔗 Stay connected: 🌍 Website: walkinvictory.me💼 LinkedIn: NaRon Tillman📸 Instagram: @walkinvictorypodcast🙌 Your journey to intentional living, mindful entrepreneurship, and victory starts here.