Get Prepared: Your Guide to Home Insurance and Asset Inventory

This Saturday on the Around the House show, we focus on how to navigate insurance claims and the importance of documenting your belongings to ensure you have the right amount of coverage. With recent natural disasters affecting many homeowners and renters across the United States, it's crucial to understand the common pitfalls in insurance policies and how to avoid them. We hear from experts about the risks of being either overinsured or underinsured and how proper inventory can safeguard your assets. Join us as we chat with Ken Aaron from Virtual Home Inventory, who will share valuable insights into maintaining an accurate record of your possessions. Don’t miss out on essential tips that could make all the difference when it comes to protecting your home and assets. This week’s episode of Around the House takes a proactive approach to home protection, addressing the critical importance of understanding insurance coverage amidst the backdrop of recent natural disasters. As wildfires, hurricanes, and flooding continue to impact various regions across the U.S., homeowners are left grappling with the aftermath and the subsequent insurance claims process. The hosts engage in a candid discussion about common missteps homeowners make, particularly when it comes to missing premium payments and the often convoluted relationship with mortgage companies. A caller shares their frustration about the lack of support from their mortgage provider, emphasizing the need for homeowners to be vigilant and well-informed about their insurance policies. The conversation delves into the significance of maintaining a thorough inventory of personal belongings, featuring expert Ken Aaron from Virtual Home Inventory. Aaron articulates a critical point: without a proper inventory, homeowners cannot accurately assess their insurance needs. He points out that many individuals are either overinsured, leading to wasted premium payments, or underinsured, which can leave them financially vulnerable during claims. This segment of the show offers valuable insights on how to catalog possessions effectively, ensuring that homeowners are adequately prepared for any eventuality. The discussion emphasizes that having a detailed inventory is not just about being organized; it's a crucial component of financial safety and peace of mind. As the episode concludes, the hosts encourage listeners to subscribe for early access to future episodes and highlight the wealth of information available in their extensive back catalog. By equipping listeners with the right tools and knowledge to navigate the complexities of home insurance and claims, this episode serves as an essential resource for homeowners striving to protect their assets and ensure their financial security in uncertain times. Takeaways: This weekend's episode focuses on protecting your home and assets, especially with recent disasters. It's crucial for homeowners to know what they own to buy adequate insurance coverage. Homeowners often face issues when they miss premium payments, leading to potential insurance lapses. The importance of inventorying your belongings cannot be overstated when filing insurance claims. Many people are either overinsured or underinsured, which can lead to financial losses. Tune in to learn how to document your possessions to ensure proper insurance amounts. Links referenced in this episode:kptv.com Companies mentioned in this episode: Virtual Home Inventory To get your questions answered by Eric G give us a call in the studio at 833-239-4144 24/7 and Eric G will get back to you and answer your question and you might end up in a future episode of Around the House. Thanks for listening to Around the house if...