Fintech is only 1% Finished - David M. Brear 11:FS

Welcome back to Fintech Chatter Podcast! In this episode your host Dexter Cousins invites guest No2 back onto the show. David M. Brear is CEO of 11:FS Group and 11:FS Holdings. The award winning digital consultancy has built digital banks all over the world and through 11:FS holdings, David and the team are finally going to build the next generation of financial services, this time for their own company! Having first appeared on the show in January 2020, David and Dexter talk about the evolution of fintech, the challenges facing the fintech industry, and the future of digital banking.  They also discuss the impact of AI on the consultancy model, the importance of understanding customer insights to drive innovation, plus the current state of fintech in the UK and Australia.  David also reveals his new favourite hobby, the increasing role of influencers in fintech media and his personal health challenges that have him more motivated than ever. Chapters 00:00 Introduction  01:16 About 11:FS 03:05 Changing the Fabric of Financial Services 17:20 Regulatory Challenges and Market Dynamics 23:07 The Future of UK FinTech 26:00 Maturity Challenges in FinTech 29:05 Emergence of Influencers in FinTech 33:26 The Power of Podcasting in FinTech 38:13 The Reality of FinTech Media 41:54 Cult of Personality in FinTech 48:55 Building 11FS Holdings 54:30 Health, Work, and Life Balance For more information on 11:FS - https://www.11fs.com/ Listen to Fintech Insider Podcast - https://content.11fs.com/podcasts Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp