Financial Nesting, Investing, and Partnering: Smart Money Moves for Every Season with Sophia Yudkowsky

What truly shapes our money mindset—and how can we reshape it? In this compelling conversation, Dr. Felecia Froe sits down with certified financial planner Sophia Yudkowsky to explore the roots of our beliefs about money, how family culture and early experiences inform our financial habits and the empowering role of objective financial guidance. From navigating first jobs and 401(k)s to preparing financially for significant life events like marriage and children, Sophia shares practical strategies and more profound reflections.    The episode offers a blend of heartfelt storytelling and tactical wisdom, inviting listeners to reframe their relationship with money, get comfortable asking for help, and, ultimately, embrace the power of informed financial planning.   04:07 Sophia's Financial Journey 05:49 Family Culture and Money 10:30 Financial Planning and Early Career 13:12 Preparing for Parenthood 15:19 Investment Strategies and Options 22:03 Building After-Tax Dollar Buckets 22:25 Understanding Roth IRAs 23:03 Concerns About Government Control 23:44 Importance of Diversifying Investments 24:27 Working with Financial Advisors 25:29 Addressing Money Shame 27:43 Financial Planning for Couples 29:57 Choosing the Right Financial Advisor 31:07 Managing 401k Investments 34:19 How Financial Advisors Get Paid 37:42 Financial Nesting for New Parents     💼 Be the Boss of Your Own Money. Own Your Future. You were born to build more than just wealth — To lead, inspire, and rise. At Wealth BuildHers, we’re redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.   Ready to take the first step?     Connect with us today: Website: moneywithmission.com LinkedIn: https://www.linkedin.com/in/moneywithmission/   Connect with Sophia! Website: https://www.mesirow.com/home LinkedIn: https://www.linkedin.com/in/sophia-yudkowsky-cfp%C2%AE-99424393/ Key Quotes: "The most important part of financial planning—knowing what you own, knowing what you owe, and staying aware of how it all fits together." - Sophia Yudkowsky "We're always evolving, just like our lives change, the way we think about money should too" - Sophia Yudkowsky