Episode 111: Top 3 Loans Every Real Estate Investor Needs to Know About

In this episode of The Luxury Rental Doctor Podcast, Dr. Rachel Gainsbrugh delves into the foundational aspects of securing funding for real estate investments, particularly for healthcare professionals looking to diversify their income streams through short-term and mid-term rentals. Dr. Gainsbrugh shares her personal journey, insights, and strategies that have helped her and her community members successfully navigate the real estate market. Timestamps: 00:00:00 - Introduction 00:00:42 - Foundations of Real Estate for Doctors 00:01:24 - Dr. Rachel's Real Estate Journey 00:03:09 - Importance of Community and Sharing Knowledge 00:04:01 - Building Wealth the Smart Way 00:05:04 - Hidden Money Matrix 00:05:25 - Three Most Common Loan Types 00:05:36 - Second Home Loans (Vacation Home Loans) 00:05:56 - DSCR Loans (Debt Service Coverage Ratio Loans) 00:07:00 - Bank Statement Loans 00:08:14 - Creative Funding Strategies 00:10:00 - Jumbo Loans 00:11:04 - DSCR Loans for Scaling Investments 00:12:29 - Bank Statement Loans for Self-Employed 00:14:05 - Portfolio Loans 00:15:15 - House Hacking and Live-In Flips 00:16:44 - Private Money Lenders and Partnerships 00:18:00 - SBA Loans and Business Purpose Loans 00:20:00 - Unique Down Payment Strategies 00:22:23 - Nectar Funding Strategy 00:24:08 - Cost Segregation and Bonus Depreciation 00:27:21 - Using AirDNA for Accurate Property Analysis 00:31:24 - Finding the Right Lender in Your Market 00:35:06 - Demo: Using Zillow and PropStream for Lender Research 00:38:28 - Final Thoughts and Encouragement 👍🏾 Like this video if you found it helpful! 💬 Comment below with your thoughts and questions! 🔔 Subscribe to our channel for more inspiring stories and real estate tips! 📱 Follow us on social media for daily updates and exclusive content! Follow Us on Social Media: 🌐 Website: https://www.shorttermgems.com 👥 Facebook Group: https://www.facebook.com/groups/422973842093365 📸 Instagram: https://www.instagram.com/short.term.gems/ 🎧 Podcast: https://www.shorttermgems.com/podcast 🆓 Freebie Training: https://www.shorttermgems.com/75gems 📞 Talk to My Team: https://www.shorttermgems.com/book