Ep. 255 - Will Fed Cuts Finally Lower Mortgage Rates?

Will Fed cuts finally bring mortgage rates down and unfreeze housing? Dan Habib breaks down the Fed’s next moves, why the BLS report has punished rates, and what buyers and homeowners should expect. Quinton’s takeaway: “Get in while it’s still a buyer’s market—you’ll capture the appreciation and refinance later when rates drop.” Huge thanks to Dan Habib at MBS Highway for being on our show: https://www.highway.ai/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us: YouTube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00 – Intro / Part 2 00:25 – Next Fed Chair? 02:05 – Fed cuts & policy stance 06:05 – Fed cuts vs mortgage rates 08:55 – BLS “Punisher” data 09:30 – Mortgage rate outlook 11:20 – Debt & Treasuries 14:05 – Bank deregulation 15:30 – Sponsor: REMLO 16:25 – Crypto & stablecoins 19:20 – Rates vs 10-year 21:00 – Refi potential 22:55 – Purchases lag refis 23:55 – Housing supply & demand 26:20 – Inventory myths 28:55 – Redfin’s claim debunked 30:15 – Housing outlook 32:00 – Buyer’s market? 33:10 – Wrap up / Next: crypto