Ep. 229 - Save Money on Your Mortgage in 2025

Can You Really Save Money on Your Mortgage in 2025? In episode 229, host Quinton Harris shares actionable insights on how homeowners can save money on their mortgage payments in the new year. From understanding private mortgage insurance (PMI) to learning strategies for its removal, Quinton demystifies complex mortgage topics to help listeners take control of their finances. This episode is packed with practical advice, including how to identify if your loan qualifies for PMI removal, the steps needed to accelerate the process, and how automated models like Fannie Mae and Freddie Mac’s tools are reshaping the landscape. Whether you’re a new homeowner or someone looking to reduce monthly expenses, this episode equips you with the knowledge to make informed financial decisions. [00:00] - Welcome to Episode 229: Saving Money in 2025 [02:17] - Why PMI Exists and How It Affects Your Mortgage [08:00] - Three Strategies to Remove PMI: Which One Works for You? [15:45] - The Role of Home Improvements in PMI Removal [19:00] - Fannie Mae & Freddie Mac’s Automated Models Explained [23:00] - Practical Tips for Talking to Your Mortgage Servicer Key Quotes: “PMI is designed to protect the lender, not the borrower.” - Quinton Harris “If you’ve been in your home for more than 24 months, you have options for getting rid of PMI.” - Quinton Harris ______________________ Listen to episode 35 here: https://podcasts.apple.com/au/podcast/ep-35-how-to-remove-private-mortgage-insurance-the-right-way/id1647180355?i=1000601809497 Connect with us: Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... LoanPeople: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!