Conversation with Tommy Kilpatrick - Become Credit Card Debt-Free

03 Oct 2025 • 54 min • EN
54 min
00:00
54:57
No file found

Tommy Kilpatrick – Welcome to Tommy Kilpatrick"s approach to dealing with bank-issued alleged credit card debt by challenging its legitimacy. After writing a successful book, Kilpatrick signed a contract with an infomercial company. For six months, he promoted his book, anticipating a huge monthly payout. However, that didn’t happen. Kilpatrick was left with $85,000 in credit card debt. He was stunned and depressed until he had an epiphany: a bank-issued credit card isn"t a true credit card, and no real debt exists because a promissory note was never signed. He then sued all three banks in federal court, representing himself. While the judge dismissed the cases, Kilpatrick still won. The entire debt was completely removed from his credit report, with no negative marks or tax implications. Kilpatrick"s legal filings argued that because the banks had no invoice or promissory note, there was no contract and therefore no debt. With total U.S. credit card debt over a trillion dollars, Kilpatrick’s story offers a compelling alternative. He explains how people can send a letter to their bank to close the associated checking account and potentially become debt-free within 45 days.  For more, visit: https://www.diy-debtrelief.com/ Send us a text Support the show Contact me at: postcardstotheuniverse@gmail.com Shout out and follow on IG - @postcardstotheuniverse https://linktr.ee/postcardstotheuniverse Thank you and keep listening for more great shows!

From "Postcards to the Universe with Melisa"

Listen on your iPhone

Download our iOS app and listen to interviews anywhere. Enjoy all of the listener functions in one slick package. Why not give it a try?

App Store Logo
application screenshot

Popular categories