Brad Baldridge, Rich “Raz” Razgaitis, David Morelli, Ph.D., Dilshod Jumaniyazov

Brad Baldridge Brad Baldridge is one of the nation’s leading college financial experts. He teaches families the best ways to plan, save and pay for college so they can make their children’s college dreams come true without wiping out their finances or their retirement. For over 20 years, he has shared his expertise and insights through his private practice, as a blogger and host of the Taming the High Cost of College Podcast, and as a presenter at numerous workshops and seminars. Rich Razgaitis Rich Razgaitis is a seasoned entrepreneur and turnaround CEO with a strong focus on innovation and sustainability. He is currently the CEO and Board Member of FloWater, a company dedicated to revolutionizing the way the world drinks water by eliminating the need for single-use plastic bottles. Under his leadership, FloWater has seen impressive growth, installing over 10,000 Refill Stations across the U.S. and partnering with major companies such as Apple, Google, and Marriott. FloWater's state-of-the-art technology purifies water while enhancing it with oxygenation, electrolytes, and alkalinity, offering a sustainable and premium alternative to both bottled and tap water. Dr. David Morelli Dr. David Morelli is the co-founder of OwlHub, Inc., bringing 25 years of expertise in executive coaching, facilitation, and leadership development. He is the creator of the groundbreaking RESPECT Coaching Styles™ assessment and training program, developed from his dissertation research and subsequent discoveries. Since its public launch in 2022, RESPECT Coaching Styles™ has been widely adopted by Silicon Valley startups and Fortune 500 companies, including one of the top three on the list. OwlHub's innovation in this area was recognized with the prestigious Most Innovative award at the International Coach Federation conference. Dr. Morelli also hosts the highly successful podcast OwlCast, which has over 1.2 million subscribers. Dilshod Jumaniyazov Dilshod Jumaniyazov is the co-founder and CEO of Musaffa, a global Shariah-compliant (Halal) investment platform. At Musaffa, our mission is to democratize Islamic Finance education and help Muslim investors worldwide pursue their financial goals through our investment, trading, and financial education platform.