Beyond the Day Job, Creating Financial Freedom Through Property With David Denton

11 Sep 2025 • 51 min • EN
51 min
00:00
51:19
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Send us a text The path to property success isn"t always a straight line. For Dave Denton, it"s been a journey of persistent growth while balancing a full-time career in the construction industry. In this compelling conversation with host Mark Fitzgerald, Dave reveals how he built a diverse property portfolio starting with just £28,000 in 1999. Dave"s story stands out because he achieved what many aspiring investors dream of—creating substantial wealth through property while maintaining his day job. From his first purchase (a repossessed property with no kitchen) to his recent pivot into service accommodation, Dave shares the realistic challenges and triumphs along the way. What"s particularly fascinating is how he unknowingly used advanced strategies like exchange with delayed completion on his very first deal, securing what amounted to a 120% mortgage in ways that wouldn"t be possible in today"s lending environment. The conversation takes an insightful turn when Dave discusses his mindset evolution. Initially viewing property merely as a retirement strategy, he faced a crisis when interest rate hikes meant his properties cost more in mortgage payments than they generated in rent. Rather than giving up, Dave sought education and discovered the property networking community, transforming his approach from passive investing to active business building. This pivot has allowed him to weather recent challenges, including unexpected renovations that ultimately increased one property"s rental income from £670 to £950 monthly. What makes this episode particularly valuable is Dave"s candid discussion of both successes and setbacks. From dealing with credit card debt from refurbishments to waiting a full year to complete a purchase during COVID restrictions, listeners gain practical insights into the real-world obstacles investors face. Yet the rewards are equally evident—that first £28,000 property is now worth approximately £165,000 and has funded additional properties, cars, and even a caravan. Whether you"re balancing property investing with a full-time career or looking to make your first purchase, Dave"s experiences offer invaluable guidance on persistence, education, and adaptability. Subscribe to the Property Unleashed podcast for more stories that demonstrate the life-changing potential of strategic VALUABLE RESOURCES: My NEW Community for property investors called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property. https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community. CONNECT WITH ME: Facebook: https://www.facebook.com/mark.fitzgerald.7921 Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/ Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/ YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ Threads: https://www.threads.net/@markfitzgeraldentrepreneur ...

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