BB25-31. Michael D. Furlot & Financial Seas of life

People don’t plan to fail, they fail to plan…  I wish to focus on how we all have habits but not all habits are good ones.The question is "How can we change poor habits into good ones?" We discuss some simple structures and ideas for all age groups no matter what their financial situation is. https://selfdiscoverywisdom.com/?p=132087