Anne Tergesen: What Retirement Looks Like Today

Our guest on the podcast today is Anne Tergesen. Anne is a reporter covering retirement for The Wall Street Journal. Her stories often explore how retirement and preparing for retirement are changing today. She writes frequently on topics related to 401(k) plans and retirement savings, spending, and legislation. She also writes about employee benefits, longevity, and aging. Before joining the Journal, Anne worked for BusinessWeek magazine covering personal finance. Together with colleagues, she recently won a Front Page Award from the News Women’s Club of New York and was a finalist for Gerald Loeb Award. She was awarded a Knight-Bagehot Fellowship at Columbia University’s Graduate School of Journalism and won a Best of Knight-Bagehot Award in 2006. Anne started her career covering local news at The Philadelphia Inquirer. Background Bio The Wall Street Journal articles 401(k)s and Retirement “More Americans Are Treating Their 401(k)s Like Cash Machines,” by Anne Tergesen, wsj.com, March 11, 2024. “6% of Your Paycheck Is Becoming the New Standard for 401(k) Saving,” by Anne Tergesen, wsj.com, June 28, 2024. “The 401(k) Investors Convinced That Target-Date Funds Miss the Mark,” by Anne Tergesen and Oyin Adedoyin, wsj.com, Aug. 3, 2024. “The 401(k) Rollover Mistake That Costs Retirement Savers Billions,” by Anne Tergesen, wsj.com, July 22, 2024. “Is Your Company’s 401(k) Match Unfair?” by Anne Tergesen, wsj.com, May 25, 2024. “Retire at 65? It’s More Like 62,” by Anne Tergesen, wsj.com, April 25, 2024. “David John: Improving the Retirement System,” The Long View podcast, Morningstar.com, Sept. 27, 2022. Automatic: Changing the Way America Saves, by William Gale, Mark Iwry, and David John “The Way We Retire Now,” a Wall Street Journal Series by Anne Tergesen and Veronica Dagher. “Here’s What Retirement Looks Like in America in Six Charts,” by Anne Tergesen, Veronica Dagher, and Rosie Ettenheim, wsj.com, March 31, 2023. “She’s a Retirement Authority—And Still Made Mistakes. Here’s What She’d Do Differently,” by Anne Tergesen, wsj.com, Oct. 12, 2024. “Is There Really a Retirement-Savings Crisis?” by Anne Tergesen, wsj.com, April 23, 2017. Other Vanguard’s “How America Saves 2024” “The U-Shape of Happiness Across the Life Course: Expanding the Discussion,” by Nancy Galambos, Harvey Krahn, Matthew Johnson, and Margie Lachman, National Library of Medicine, July 1, 2021. Employee Benefit Research Institute David Blanchett “The Retirement Crisis: Perception Vs. Reality,” by PGIM Global Communications, pgim.com, July 9, 2024. Laura Saunders Michael Kitces