AI Agents Have Brains, But Where Are Their Wallets?

Amias Gerety is a partner at QED Investors, a fintech-focused VC firm with $3.8 Billion under management. He was previously the Assistant Secretary at the US Department of Treasury. And he graduated from Harvard. Amias"s favorite book: The Origin of Species (Author: Charles Darwin) (00:01) Introduction and Setting the Stage (00:29) The Status Quo: AI Agents and Online Purchases (02:20) The Current Payment Infrastructure Explained (04:42) Automation Today: Auto-Complete and Recurring Payments (06:09) Why AI Agents Need Dedicated Financial Infrastructure (08:29) Historical Examples: Auctions, Bots, and Payment Systems (09:32) Identifying and Verifying AI Agents in Commerce (11:59) Risks of Agentic Commerce: Lessons from Knight Capital (14:47) Stripe’s Role in Agent Payments: SDKs and Gaps (19:46) Opportunities for Startups in Agentic Frameworks (22:49) Challenges: Disputes, Chargebacks, and Reversals (26:32) Regulation and Governance in Agentic Payments (28:24) Building Merchant Trust in AI Transactions (30:11) Needs of AI Developers: Reliability in Transactions (33:04) The Future of Agentic Commerce and Microtransactions (35:42) Building Consumer Trust in Agentic Systems (38:45) Broader AI Applications in Finance (40:13) Rapid Fire -------- Where to find Amias Gerety: LinkedIn: https://www.linkedin.com/in/amias-gerety/ -------- Where to find Prateek Joshi: Newsletter: https://prateekjoshi.substack.com  Website: https://prateekj.com  LinkedIn: https://www.linkedin.com/in/prateek-joshi-91047b19  Twitter: https://twitter.com/prateekvjoshi