304. Shelby Pt. 1 "Getting Out of the Credit Card Debt Cycle"

Happy Halloween! In this episode of Future Rich, host Barbara Ginty speaks with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management.  Shelby shares insights into... Her family's financial habitsHer goal to get out of credit card debt The importance of budgeting *This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 11/7. *All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! We have free subscriptions and paid subscriptions.  This season of Future Rich we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning. Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you! 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands