#282 - How to Choose the Right Financing for Your First (or Next) Real Estate Deal - Christian Bachelder

Joining us in this episode of Living Off Rentals is someone who brings clarity to one of the most confusing parts of real estate investing: financing. Christian Bachelder is the co-founder of The One Brokerage and one of the most trusted lending advisors in the real estate investing space. He is a UC Berkeley graduate, and a former chemical engineer turned seasoned investor. He now helps others invest in real estate by connecting them with the right financing strategies. Listen as he breaks down the different types of loans available to investors—from traditional mortgages to DSCR and hard money loans—and how to use them strategically to grow your portfolio. We also talk about how to qualify for your first loan, when to use each lending product, the truth about BRRRR strategy funding, and why some “creative” financing methods may be more dangerous than they seem. Enjoy the show! Key Takeaways: [00:00] Introducing Christian Bachelder and his background [02:35] From being a chemical engineer to being an investor and real estate lending [04:55] The spark that ignited Christian’s obsession with real estate [08:38] Partnering with David Greene and building The 1 Brokerage [11:32] How to stay competitive with a large variety of multiple loan products [14:01] The three buckets of loans every investor should know [15:55] What is a DSCR Loan, and why do investors love it [19:27] How the BRRRR loan flow works [24:44] DSCR loan terms explained: Rates, down payments, and pitfalls [29:21] Three ways of calculating a rent [31:35] Talk to your lender first before anybody [32:48] Loan options for first-time investors [35:35] 5 proven ways to find down payment funds [43:00] Why good short-term rentals still win despite market noise [46:08] Two main things that encompass the creative financing world [52:58] Connect with Christian Bachelder Guest Links: Website: https://www.theonebrokerage.com/  Instagram: https://www.instagram.com/theonebrokerage/  Youtube Podcast: https://www.youtube.com/c/DavidGreeneRealEstate  Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals  Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast  Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals  Living Off Rentals Website – https://www.livingoffrentals.com/  Living Off Rentals Instagram – instagram.com/livingoffrentals  Living Off Rentals TikTok – tiktok.com/@livingoffrentals