276: The Unique Passive Affordable Seller-Financing System with Emanuel Stafilidis

In today’s episode of Zen and the Art of Real Estate Investing, Jonathan welcomes Emanuel Stafilidis, founder and chief investment strategist at Capable Capital. Emanuel introduces listeners to the PASS system, which stands for Passive Affordable Seller-Financing System. With over 30 years of real estate experience, he has built a strategy around acquiring moderately priced homes, structuring seller-financed deals, and creating long-term, stable income streams for investors while helping buyers achieve homeownership. Emanuel explains why seller financing offers a compelling alternative to traditional rentals. By targeting homes under $100,000, often under $60,000, he creates opportunities for buyers who conventional lenders underserve. Seller financing not only provides affordability but also encourages buyers to take pride in their homes, reducing turnover and maintenance costs for investors. Emanuel and Jonathan discuss the importance of market selection, landlord-friendly states, and the stability of this approach compared to the variability of rental property management. Throughout the conversation, Emanuel shares his personal journey, including early struggles with money management, lessons learned from decades of investing, and the critical role mentorship played in his growth. He highlights how PASS benefits both investors and buyers, bridging the gap in markets where banks often refuse to lend on lower-priced properties. The episode also explores how Capable Capital provides options for direct property investment or fund participation, making this strategy accessible to both seasoned and passive investors. Tune in to hear how Emanuel’s PASS framework is helping investors build wealth while opening doors to homeownership for families across the country. In this episode, you will hear: The PASS framework and how it generates true passive income Why moderately priced housing creates opportunities that traditional lenders ignore How seller financing reduces turnover and shifts maintenance responsibility to buyers The role of landlord-friendly states in supporting this investment model Emanuel’s lessons on money management and the value of mentorship in real estate success How seller financing fills a market gap where banks won’t lend on lower-priced homes The importance of building a strong network and mentorship to scale a real estate strategy Follow and Review: We’d love for you to follow us if you haven’t yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We’d love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: Capable Capital website - www.capablecapital.net Capable Capital on YouTube - www.youtube.com/@capablecapital Emanuel Stafilidis on Facebook - www.facebook.com/emanuel.stafilidis.33 Emanuel’s Instagram - www.instagram.com/capable_capital Connect with Emanuel on LinkedIn - www.linkedin.com/in/emanuelstafilidis Emanuel’s Twitter/X - x.com/manuest2 Company LinkedIn - www.linkedin.com/company/capablecapital-net Company Facebook - www.facebook.com/capablecapital.net Capable Capital Investor Introduction - calendar.app.google/H5vJh2yyFEDs5zL3A Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties TikTok - www.tiktok.com/@trustgreene Zillow - www.zillow.com/profile/StreamlinedReal Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.