271. Cindy "Building a Budget at 25 Years Old"

In today's episode of Future Rich, host Barbara Ginty speaks with Cindy, a 25-year-old nonprofit development worker, about her financial journey. Cindy shares her experiences with budgeting and the steps she is taking to improve her financial situation, some of which might surprise you! They discuss... Cindy's income, expenses, budgeting strategies, and the challenges she faces with debt management. The importance of having an emergency fundUnderstanding refinancing optionsSetting future financial goals with her husband Find out what Barbara's practical advice is for Cindy to set her future self up for financial success! This season of Future Rich we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning. Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you! 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy