135: The Future of Mortgages: Expert Predictions Atlantic Bay Mortgage Group's Chief Lending Officer Emily Farley

Emily Farley, Chief Lending Officer at Atlantic Bay Mortgage Group, shares insights on women in leadership, the mortgage industry, and current market trends. With 16 years of experience, Farley discusses the importance of personal development, community involvement, and supporting women in the industry. She addresses the current high-interest rate environment, inventory challenges, and potential market shifts in 2024. Farley emphasizes the importance of understanding loan-to-value ratios and debt-to-income ratios in lending. She offers advice for homeowners facing adjustable-rate mortgage challenges and encourages education in the mortgage process. Listeners can connect with Atlantic Bay Mortgage Group at AtlanticBay.com or follow Farley on Instagram at @GrowthWithEmily for leadership insights. #WomenInvesting #MortgageIndustry #WomenInLeadership #RealEstate #InterestRates #HousingMarket #CareerDevelopment #PersonalFinance #LoanToValue #AdjustableRateMortgages #FinancialLiteracy #MortgageLending #WomenInBusiness #LeadershipDevelopment   Key Takeaways: 0:57 Meet Emily Farley 5:08 The future growth of the mortgage industry 7:54 Housing shortages and interest rate increases 12:38 The importance of Loan-To-Value ratio 15:00 Adjustable-Rate Mortgage (ARM) 16:43 https://www.AtlanticBay.com/     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com