Preparing For Tomorrow podcast

Diane received an email this week from a long time listener who received a notice of a 301% rate increase request from his LTC insurance company. This episode discusses the process of requesting and seeking approval for rate increases. This process is heavily regulated from multiple angles. It's definitely not a random

Thank you all who are listening to these podcasts and for the great feedback you've shared over the years. I can't believe we're in our sixth year already. I'm so thankful that these poscasts are helping so many people learn about long term care and all the strategies available to protect our families. Enjoy your famil

This week, Jason and Diane discuss UNUM's February 2026 ceasing of LTC group and employer sales. How should employers and employess react to this decision? What are the next decisions that must be made? What can employers now offer to newhires? Should current policyholders keep their policies? When you don't have answe

We need to recognize the contributions and sacrifices that family caregivers make to help those they love who can't provide for their own daily needs. The reason most people own LTC insurance is to help those caregivers to not feel alone and isolated. If you don't own LTC insurance and you want to protect your family,

This week, I'm kind of on a soapbox. It seems that some people will keep asking about LTC insurance until someone tells them they don't need it. No one knows if we'll need help living at some point or not. We need to ask ourselves who the insurance is going to help. We're going to get care whether we plan or not. We ne

This week, we decided to answer some questions that we don't get as often as some others, but they're still very relevant. When plannng for long term care needs, we need to gather enough information to be able to decide what kind of plans will fit our needs best. We're here to help and to address those questions that y