Andrew Chen – Karsten Jeske

#85: Recently I’ve really started to notice the impact of inflation on daily spending. Have you? At first, it was just 1-2 things. Then it was a handful. Now it seems like everything is noticeably more expensive. (Assuming it’s even in stock in the first place.) Gas. Groceries. Takeout. Toiletries. Utilities. Car maint

#70: Last time, we talked about the pros and cons of the “yield shield” and the impassioned views on both sides of that debate. But what if you sidestep that entirely and generate your dividend yield through rental real estate instead? Unlike stock dividends, which can be cut by company management, rents are arguably w

#69: Last time we talked about using a “bond tent” strategy to reduce sequence risk in the years just before and just after retirement. In FIRE communities, an alternate strategy that has become popular is the “yield shield.” A yield shield strategy involves holding primarily investments that pay a high dividend yield.

#68: This week, in part 1 of a 3-part series on asset allocation, I talk with Karsten Jeske, CFA, about how to implement bond/equity glide paths, both leading into retirement and in the initial years after retirement. Getting your asset allocation right, and shrewdly changing its composition in the years just before an

#36: Last week, we dove headlong into the wonky but uber-crucial topic of retirement safe withdrawal rates. My conversation with Karsten Jeske, PhD – a former professor, Fed economist, quantitative finance researcher, and early retiree – focused last week on sequence of returns risk and how to estimate your safe withdr

#35: When it comes to early retirement the most important (and difficult) thing you have to grasp is your safe withdrawal rate. FIRE bloggers rave about “the shockingly simple math behind early retirement,” but they almost never talk about the shockingly un-simple math behind safe withdrawal rates. So this week, I invi