In this episode of The Federal Newswire Lunch Hour, host Andrew Langer sits down with Nick Gerhart, COO and incoming CEO of Homesteaders Life Company. A former Iowa Insurance Commissioner and longtime advocate for innovation in insurance, Nick shares hard-earned insights on why insurance must evolve to meet the needs of modern consumers—especially in the complex world of health care. They dive into: - The necessity of innovation in a highly regulated industry - Why health insurance functions differently than traditional insurance - How AI and data could radically improve preventative care - The promise and pitfalls of interstate competition - Cross-state licensing as a key to solving provider shortages - How bureaucracy, cost, and provider networks block new entrants This is a must-watch conversation for anyone interested in the future of health policy, competition, and the economic forces shaping our $5 trillion healthcare industry.
From "The Lunch Hour with Federal Newswire"
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